Investment Advisor
Vance Elder, CIM®, PFP®
Investment Advisor
BMO Nesbitt Burns · Toronto, ON
Vance has been helping individuals, families, and business owners build, manage, and protect their wealth for more than two decades. His practice is built on long-term relationships, disciplined portfolio management, and financial plans that reflect what matters most to each client.
About Vance
Vance Elder is an Investment Advisor with BMO Nesbitt Burns, one of Canada’s leading full-service investment firms. He works closely with a select group of clients to develop comprehensive wealth plans encompassing retirement planning, tax-efficient investing, estate preservation, and intergenerational wealth transfer.
Vance holds the Chartered Investment Manager (CIM®) designation and the Personal Financial Planner (PFP®) designation, and has completed the Canadian Securities Course along with advanced coursework in portfolio management techniques. He began his career in the financial services industry in 1998.
His approach is straightforward: understand each client’s complete financial picture first, then build a written plan around it — and review that plan regularly as life and markets change. Vance believes the most valuable thing an advisor provides isn’t a product; it’s the discipline to stay the course when emotions run high.
Vance is an active volunteer in his community and supports several local youth financial-literacy initiatives. He lives in Toronto with his family.
Areas of Expertise
- Wealth ManagementDiscretionary and advisory portfolio management for individuals and families
- Retirement PlanningIncome modelling, de-cumulation strategy, RRSP/RRIF optimization
- Estate & Succession PlanningWorking with BMO Trust specialists and your legal advisors
- Tax-Smart InvestingAsset location, corporate accounts, capital-gains management
- Insurance-Based SolutionsLife, disability, and critical illness strategies to protect the plan
- Business Owner StrategiesIncorporated professional and owner-manager planning
The Vance Elder Team
Our clients are served by a dedicated team of professionals. Each member plays a specific role in ensuring your financial affairs are managed with care, accuracy, and continuity.
Jennifer works directly with clients on portfolio administration, account reviews, and trading implementation, and is often the first voice you’ll hear when you call the office.
jennifer.moreau@bmo.com
Daniel manages onboarding, documentation, cash management, and ensures every request is handled promptly and accurately.
daniel.chen@bmo.comLegal and regulatory information
BMO Nesbitt Burns Inc. (BNB) is a wholly owned subsidiary of Bank of Montreal (BMO). BNB is a Member of the Canadian Investor Protection Fund (CIPF) and the Canadian Investment Regulatory Organization (CIRO). If you are a BNB client, please review all applicable account documents governing the terms of your account and services offered by BNB.
®,™ Registered trade-marks of Bank of Montreal, used under licence. The Chartered Investment Manager (CIM®) designation is offered by CSI Global Education Inc. The Personal Financial Planner (PFP®) designation is offered by the Canadian Securities Institute.
This information is provided for general informational purposes only and does not constitute an offer to sell or a solicitation to buy any security, nor is it investment, legal, accounting, or tax advice. Insurance services and products are offered through BMO Nesbitt Burns Financial Planning Inc., a wholly owned subsidiary of Bank of Montreal. Estate, trust, and custodial services are offered through BMO Trust Company.